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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question 1

A condition that may increase the chance of a loss arising from a given cause of loss is a

A. risk.
B. peril.
C. hazard.
D. deviation.

Question 2

Which contract provision forgives the payment of all health or disability insurance premiums whilethe insured is disabled?

A. family leave
B. cost of living
C. guaranteed insurability
D. waiver of premium

Question 3

Insureds are entitled to recover an amount NOT greater than the amount of their loss under the principle of

A. utmost good faith.
B. indemnity.
C. warranty.
D. adhesion.

Question 4

What Medicare coverage automatically begins at age 65?

A. Part B
B. Part A
C. Part D
D. Part C

Question 5

Which policy provision protects the insurer against possible adverse selection?

A. Reinstatement.
B. Nonforfeiture.
C. Suicide clause.
D. Entire contract.

Solutions: