NewYorkIndependent General Adjuster (Series 17-70): NY-Independent-General-Adjuster Exam

"NewYorkIndependent General Adjuster (Series 17-70)", also known as NY-Independent-General-Adjuster exam, is a Insurance Licensing Certification. With the complete collection of questions and answers, Pass4sureCert has assembled to take you through 107 Q&As to your NY-Independent-General-Adjuster Exam preparation. In the NY-Independent-General-Adjuster exam resources, you will cover every field and category in New York Insurance Certification helping to ready you for your successful Insurance Licensing Certification.

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  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
  • Certification Provider: Insurance Licensing
  • Corresponding Certification: New York Insurance
  • Updated: Sep 30, 2026
  • No. of Questions: 107 Questions & Answers with Testing Engine
  • Download Limit: Unlimited

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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Dwelling Policy6%- Exclusions, Conditions and Endorsements
  • 1. General Exclusions and Conditions
    • 2. New York and Selected Endorsements
      - Coverage Forms and Perils
      • 1. Basic, Broad and Special Forms
        • 2. Covered Perils
          - Property Coverages
          • 1. Dwelling and Other Structures
            • 2. Personal Property and Loss of Use
              Homeowners Policy10%- Perils, Exclusions and Conditions
              • 1. Exclusions and Conditions
                • 2. Perils Insured Against
                  - Property Coverages
                  • 1. Dwelling, Other Structures and Personal Property
                    • 2. Loss of Use and Additional Coverages
                      - Liability Coverages
                      • 1. Personal Liability
                        • 2. Medical Payments to Others
                          - Coverage Forms
                          • 1. HO-8
                            • 2. HO-2 through HO-6
                              - Selected Endorsements
                              • 1. New York Special Provisions
                                • 2. Earthquake, Identity Fraud and Home Business
                                  Adjusting Losses11%- Property and Liability Losses
                                  • 1. Estimates, Depreciation and Salvage
                                    • 2. Coverage Verification and Loss Evaluation
                                      - Claim Investigation
                                      • 1. Evidence and Witness Statements
                                        • 2. Claim Reporting and Documentation
                                          - Role of the Adjuster
                                          • 1. Independent, Staff and Public Adjusters
                                            • 2. Duties and Responsibilities
                                              - Claim Settlement
                                              • 1. Negotiation and Releases
                                                • 2. Subrogation, Appraisal and Arbitration
                                                  Accident and Health Insurance Basics6%- Accident and Health Claims
                                                  • 1. Notice and Proof of Loss
                                                    • 2. Investigation and Payment of Claims
                                                      - Limited Policies
                                                      • 1. Accident-Only and Specified Disease
                                                        • 2. Hospital, Dental and Vision Coverage
                                                          - Types of Coverage
                                                          • 1. Accidental Injury and Sickness
                                                            • 2. Disability, Medical and Long-Term Care
                                                              Personal Inland Marine13%- Personal Effects Floater
                                                              • 1. Coverage and Loss Settlement
                                                                - Personal Articles Floater
                                                                • 1. Scheduled Personal Property
                                                                  - Personal Property Floater
                                                                  • 1. Coverage and Eligible Property
                                                                    Commercial Package Policy38%- Commercial Policy Components
                                                                    • 1. Common Policy Conditions
                                                                      • 2. Common Policy Declarations
                                                                        - Transportation Coverages
                                                                        • 1. Transit Coverage
                                                                          • 2. Motor Truck Cargo
                                                                            • 3. Common Carrier Legal Liability
                                                                              - Commercial Inland Marine
                                                                              • 1. Contractors Equipment and Installation Floaters
                                                                                • 2. Marine Definition and Conditions
                                                                                  • 3. Accounts Receivable and Valuable Papers
                                                                                    • 4. Jewelers Block, Signs and Electronic Data Processing
                                                                                      Insurance Basics6%- Insurance Principles
                                                                                      • 1. Hazards, Negligence and Liability
                                                                                        • 2. Insurable Interest and Indemnity
                                                                                          • 3. Causes and Valuation of Loss
                                                                                            - Policy Structure
                                                                                            • 1. Declarations, Conditions and Exclusions
                                                                                              • 2. Subrogation, Salvage and Loss Settlement
                                                                                                • 3. Limits, Deductibles and Other Insurance
                                                                                                  - Insurance Contracts
                                                                                                  • 1. Representations, Warranties and Concealment
                                                                                                    • 2. Elements and Characteristics
                                                                                                      Medical Reports and Terminology4%- Basic Human Anatomy
                                                                                                      • 1. Cardiovascular and Abdominal Systems
                                                                                                        • 2. Skeletal, Nervous and Respiratory Systems
                                                                                                          - Medical Terminology
                                                                                                          • 1. Medical Specialties
                                                                                                            • 2. Prefixes, Suffixes and Abbreviations
                                                                                                              - Injuries, Diseases and Medical Tests
                                                                                                              • 1. Common Injuries and Diseases
                                                                                                                • 2. Diagnostic Tests
                                                                                                                  Insurance Regulation6%- Claim Settlement Regulations
                                                                                                                  • 1. Consumer Privacy
                                                                                                                    • 2. Unfair Claim Practices
                                                                                                                      - Disciplinary Actions
                                                                                                                      • 1. Penalties and Cease and Desist Orders
                                                                                                                        • 2. Suspension and Revocation
                                                                                                                          - Licensing Requirements
                                                                                                                          • 1. Bond and Fingerprinting
                                                                                                                            • 2. Qualifications and Application
                                                                                                                              - License Maintenance
                                                                                                                              • 1. Renewal and Changes
                                                                                                                                • 2. Assumed Names and Reporting

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  What is NOT covered in the Farm Liability Coverage Form?

                                                                                                                                  • A. Personal and advertising injury.
                                                                                                                                  • B. Injury to farm employees.
                                                                                                                                  • C. Medical payments.
                                                                                                                                  • D. Bodily injury and property damage.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                                                                                                                                  Which of the following exposures would be necessary to purchase a garage coverage form?

                                                                                                                                  • A. Moving company.
                                                                                                                                  • B. Self-serve carwash.
                                                                                                                                  • C. Franchise auto dealer.
                                                                                                                                  • D. Auto parts store.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: C  🗳️

                                                                                                                                  Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                                                                                                                                  What is the MINIMUM dollar limit that applies to Workers' Compensation Coverage under Part One of the policy?

                                                                                                                                  • A. There are no dollar limits except those according to the law.
                                                                                                                                  • B. $100,000 per accident.
                                                                                                                                  • C. $500,000 per accident.
                                                                                                                                  • D. There are limits, but they are shown only in the information page.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                                                                                                                                  At the insurer's request, an insured must assist the insurer in

                                                                                                                                  • A. negotiating a settlement.
                                                                                                                                  • B. paying legal bills.
                                                                                                                                  • C. making voluntary payments to claimants in advance of final settlement.
                                                                                                                                  • D. enforcing any right of contribution or indemnity against any person liable to an insured.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                                                                                                                                  If a licensee has been found to have committed any fraudulent or dishonest practice, the Superintendent may do all of the following EXCEPT

                                                                                                                                  • A. withhold the licensee's commissions and/or fees.
                                                                                                                                  • B. place the licensee under supervision.
                                                                                                                                  • C. assess a fine.
                                                                                                                                  • D. revoke the license.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

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