MarylandAccident and Health or Sickness Producer Series 20-24 Exam: Accident-and-Health-or-Sickness-Producer Exam


"MarylandAccident and Health or Sickness Producer Series 20-24 Exam", also known as Accident-and-Health-or-Sickness-Producer exam, is a Maryland Insurance Administration Certification. With the complete collection of questions and answers, Pass4sureCert has assembled to take you through 92 Q&As to your Accident-and-Health-or-Sickness-Producer Exam preparation. In the Accident-and-Health-or-Sickness-Producer exam resources, you will cover every field and category in Maryland Insurance Certification helping to ready you for your successful Maryland Insurance Administration Certification.

  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Total Questions: 92

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionObjectives
Topic 1: Insurance Law and Regulation (Maryland)- Maryland Insurance Administration rules
  • 1. Producer licensing requirements
    • 2. Unfair trade practices (rebating, twisting, misrepresentation)
      Topic 2: General Insurance Principles- Insurance concepts
      • 1. Principles of indemnity and insurable interest
        • 2. Risk, peril, hazard
          Topic 3: Policy Administration and Ethics- Ethical obligations
          • 1. Suitability and fiduciary duties
            • 2. Disclosure requirements
              Topic 4: Accident and Health Insurance Basics- Policy structure and provisions
              • 1. Definitions and clauses
                • 2. Exclusions and limitations
                  - Types of coverage
                  • 1. Disability income insurance
                    • 2. Accidental death & dismemberment (AD&D)
                      • 3. Medical expense insurance
                        Topic 5: Health Insurance Systems- Government health programs
                        • 1. Medicare basics
                          • 2. Medicaid basics
                            - Managed care models
                            • 1. HMO, PPO, POS

                              Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

                              Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?

                              • A. Respite care
                              • B. Home health care
                              • C. Custodial facility care
                              • D. Skilled nursing facility care
                              Reveal Solution  Discussion  0

                              Correct Answer: A  🗳️

                              Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                              In accident and health insurance, a waiting period for pre-existing conditions means that:

                              • A. Payment for expenses resulting from pre-existing conditions is held in escrow
                              • B. Coverage for pre-existing conditions is permanently excluded by a new insurer
                              • C. A period of time must elapse before pre-existing conditions are covered
                              • D. Coverage for pre-existing conditions starts at the inception of the new policy
                              Reveal Solution  Discussion  0

                              Correct Answer: C  🗳️

                              Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                              All advertisements for health insurance shall make clear the identity of the:

                              • A. Insurance Commissioner
                              • B. Insured
                              • C. Beneficiary
                              • D. Insurer
                              Reveal Solution  Discussion  0

                              Correct Answer: D  🗳️

                              Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                              All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:

                              • A. Wellness programs
                              • B. Twenty-four hour access to emergency care
                              • C. Discounts on local health spa memberships
                              • D. Outpatient medical services
                              Reveal Solution  Discussion  0

                              Correct Answer: C  🗳️

                              Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

                              If an insurer pays an individual accident and health insurance claim during a policy's grace period:

                              • A. The amount of unpaid premium may be subtracted from the reimbursement
                              • B. The deductible is waived
                              • C. A 10% service fee is charged
                              • D. The policy is canceled automatically at the end of the grace period
                              Reveal Solution  Discussion  0

                              Correct Answer: A  🗳️

                              Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

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