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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health — General Knowledge~68%- Insurance Concepts and Underwriting
  • 1. Insurance Basics and Risk
  • 2. Application and Underwriting
  • 3. Premiums and Renewal
- Types of Health Insurance Policies
  • 1. Limited Benefit Plans
  • 2. Long-Term Care (LTC) Insurance
  • 3. Medicare Supplement Policies
  • 4. Medical Expense / Major Medical Insurance
  • 5. Accidental Death & Dismemberment
  • 6. Group Health Insurance
  • 7. Disability Income Insurance
- Policy Provisions, Clauses & Riders
  • 1. Common Riders
  • 2. Other Provisions and Clauses
  • 3. Mandatory Uniform Provisions
  • 4. Optional Provisions
- Social Insurance / Government Plans
  • 1. Medicare (Parts A, B, C, D)
  • 2. Medicaid
  • 3. Social Security Disability Benefits
Topic 2: Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Insurance Guaranty Associations
  • 2. Insurance Commissioner Authority
  • 3. Definitions and General Provisions
  • 4. Marketing Practices and Unfair Trade
  • 5. Agent Licensing Requirements
- Nevada Health-Specific Regulations
  • 1. Replacement and Free-Look Provisions
  • 2. Group and Credit Health Rules
  • 3. Advertising and Disclosure Rules

Insurance Licensing NV Accident and Health Sample Questions:

Which of the following information is included in the Consideration clause in an Accident and Health policy?

  • A. Schedule and amount of premium payments
  • B. Duration of the Grace Period
  • C. Description of the coverage provided
  • D. Explanation of the Contestable periods
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

Which of the following characteristics is typical of group insurance?

  • A. Employees may automatically enroll for coverage at any time.
  • B. Each employee receives an individual contract.
  • C. Medical examinations are required.
  • D. All full-time employees are eligible for coverage.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Which statement is true of a variable life insurance policy?

  • A. The policy is always a temporary term policy.
  • B. The cash value is held only in the insurer's general account.
  • C. The cash value may fluctuate with separate-account investment performance.
  • D. The policyowner bears no investment risk.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Under a Gold health insurance plan, an insurer would be expected to pay which percentage of medical costs?

  • A. 80%
  • B. 70%
  • C. 60%
  • D. 90%
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for Pass4sureCert members. You can sign-up / login (it's free).

Under a group health policy, which of the following coverages MUST be provided for newborn children?

  • A. Transportation costs from the hospital to the child ' s residence
  • B. Congenital health defects
  • C. Genetic Testing
  • D. Routine eye examinations
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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